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These days, the world is at your fingertips. With Centra, so is your banking!  Mobile banking lets you check your balances while you’re shopping, pay a bill while waiting in your doctor’s office or transfer money while on vacation. No matter where or when you want to manage your money, we make it easy.

Download our app

Download on the App Store
Get it on Google Play

Mobile Deposit

Deposit checks right from your smartphone!

  • Allow the Centra mobile app to access your phone’s camera.
  • Endorse the check and write “Mobile Deposit Only to Centra Credit Union” under your signature.
  • Make sure the name or names on the check match the names listed on your account.
  • Point, click, and deposit!

You can deposit up to $3,000 per day. Mobile deposits are processed Monday through Friday, excluding holidays. The first $200 of deposits received by 5:00 PM EST will be posted the same business day. The remaining amount deposited will be available after two business days. Mobile deposit is not available on Opportunity Accounts.

Text Banking

Choose Text banking under the My Profile menu and follow the easy set-up instructions.


Your privacy and security are very important to us! We promise that no personal or financial information will be stored on your phone, and your account numbers are never displayed. Our Mobile Banking uses the same trusted security features as CentraLink Online Banking.

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