The You Card
Great for those with excellent credit looking for premier cardholder perks.
$5,000 – $20,000 credit line
no annual fee
15 day grace period
APR for purchases and cash advances: 8.25% – 15.25% variable
intro rate for purchases, balance transfers, & cash advances: 0% for 6 months from account opening
rewards available: cash back or use for payments (increments of $50), merchandise, and travel
$1,000,000 travel insurance
lost/stolen card reporting
emergency cash disbursement
emergency card replacement
cardholder inquiry service
rental collision damage waiver
warranty manager
travel & emergency assistance
purchase security
trip cancellation
hotel burglary reimbursement
cellular telephone protection
personal identity theft
roadside dispatch
Visa signature concierge
Visa signature perks
Platinum
Designed for those who want to combine great rates with great rewards.
$500 – $20,000 credit line
no annual fee
10 day grace period
APR for purchases and cash advances: 8.99% – 14.25% variable
intro rate for purchases, balance transfers, & cash advances: 3.70% for 6 months from account opening
rewards available: gift cards, merchandise, and travel
$1,000,000 travel insurance
lost/stolen card reporting
emergency cash disbursement
emergency card replacement
cardholder inquiry service
rental collision damage waiver
warranty manager
travel & emergency assistance
Secured Platinum
Perfect for anyone looking to build credit or to rebuild their finances.
$500 – $2,000 credit line
no annual fee
10 day grace period
APR for purchases and cash advances: 8.99% – 14.25% variable
intro rate for purchases, balance transfers, & cash advances: none
rewards available: gift cards, merchandise, and travel
$1,000,000 travel insurance
lost/stolen card reporting
emergency cash disbursement
emergency card replacement
cardholder inquiry service
rental collision damage waiver
warranty manager
travel & emergency assistance
You deserve a reward
You shouldn’t have to jump through any hoops to be rewarded! That’s what we believe, anyway. So we make it easy for you to earn great rewards by giving you points for the purchases you make every day. For every $1 you spend on purchases using your Centra Credit Card you earn 1 reward point. With CU Rewards, you can redeem your points at any time for gift cards, merchandise (brand-name electronics, jewelry, household items and more) or travel (flights, hotels, cruises, vacation packages).