Notice of Adverse Action

We are sorry, but we are unable to accommodate your request to open a deposit account with Centra at this time. This could be based on several issues in the account opening process, including errors or typos in the information entered, incorrect answers to security questions, an issue with online account funding, or adverse credit information. To learn more about why this occurred, please feel free to contact us at 800-232-3642. We would be happy to help.

If you believe this decision was based on information obtained in a report:

You have a right under the Fair Credit Reporting Act to know the information contained in your file at the consumer reporting agency. The reporting agency played no part in our decision and is unable to supply specific reasons why we have denied your request to open a deposit account in our institution. You also have a right to a free copy of your report from the reporting agency, if you request it no later than 60 days after you receive this notice. In addition, if you find that any information contained in the report you receive is inaccurate or incomplete, you have the right to dispute the matter with the reporting agency.

Chex Systems, Inc.
Attn: Consumer Relations
7805 Hudson Road, Suite 100
Woodbury, MN 55125

Telephone: 800-428-9623
Fax: 602-659-2197
chexsystems.com

If you have any questions regarding your consumer report, you should contact the consumer reporting agency using the contact information above.

If you have any other questions regarding this notice, you should contact:

Centra Credit Union
P.O Box 789
Columbus, IN 47202
800-232-3642