Centra Blog

Increasing your Financial IQ

Make your home your haven


Your home is the only place in this world where you make the rules. Being able to decide what color the walls are (or if the wall stays or goes!) is the freedom that comes with home ownership. With all of that freedom to do what you want, you might wonder what projects are really worth your time. Here are a few benefits of some popular projects:

  • Entertaining family and friends. Spending time with your loved ones is important, but you want to make sure your visitors are comfortable. Creating a backyard hangout space or upgrading your entertainment center can help your guests feel right at home!
  • Becoming the talk of the town. We all love compliments, right? One perk of putting in a swimming pool, upgrading your patio, or just giving your house a facelift is the attention. Everyone will be complimenting your new haven and asking how you made it happen!
  • Relaxing on your own schedule. The biggest benefit of a pool, backyard patio, and playset for the kids is the freedom to relax when you want. Need to cool off? There’s no need to check the pool hours when it’s in your own backyard!

Plus, these projects can increase the value of your home in the long run!

Using your existing HELOC

The easiest way to use your HELOC is to log into digital banking and transfer money from your HELOC to your checking account! Don’t have a checking account? You’re missing out on cash rewards. Click here to learn more about Cashback Checking.

If you don’t want to earn cash with Cashback Checking, visit your nearest Centra location. A Team Member can help you withdraw money from your HELOC or help you get checks for it.

Applying for a HELOC

Making your space all that you want it to be is easier to do than you think. If you don’t have a HELOC yet, click here to get started today! We can help you navigate through your questions during the process. You can do it, and we can help!