All Centra checking accounts come with a MasterCard® Debit Card, Online and Mobile Banking, Online BillPayer, eStatements, email and text alerts, Bank-by-phone, Loan Check-Up, First 50 checks, and Online Check Images.

1. Dividends are based on balance tiers. Earn bonus dividends if signed up for Direct Deposit, eStatements and make at least 15 debit purchase transactions each month, otherwise maintenance fees may apply and could reduce earnings on deposit accounts. 2. Earn points toward domestic and international airline tickets, hotel stays, cruises, merchandise and gift cards. 3. Options include Courtesy Pay, Home Equity Line of Credit, LoanLiner Loan, and Savings and Money Market Account Transfers. Opportunity Checking does not include Courtesy Pay service. 4. Must be new money to Centra to qualify. Applies to personal loans closed at a Centra location. Not available on credit cards, mortgages, or lines of credit. Requires electronic payment from Centra account. Cannot be combined with other offers. Note: All checking accounts require a Centra Credit Union membership. Opening a savings account establishes membership. You will need a $5 deposit ($25 for businesses). Your $5 deposit will be released upon leaving Centra.