Ahora puede gestionar sus tarjetas de crédito en la banca digital junto con el resto de sus cuentas Centra. Inicie sesión en la banca digital para experimentar la comodidad de un inicio de sesión, un sitio y una aplicación. Este enlace se desactivará el 30 de septiembre de 2022.
You’re paying too much for your auto loan.
Refinance your ride with Centra and lock in a low rate that’s hard to beat! Even lowering your rate by 1% could mean hundreds of dollars in savings.
Don’t believe us?
See what could happen when a $25,000 auto loan balance is refinanced with a 54-month term.*
| Starting Rate: 8.50% | New Rate: 7.50% | New Rate: 7.00% | New Rate: 6.50% |
|
| Monthly Payment | $597.87 | $585.19 | $578.91 | $572.68 |
| Total Interest | $5,534.66 | $4,850.23 | $4,511.24 | $4,174.46 |
| Total Savings | $684.43 | $1,023.42 | $1,360.20 |
|---|
*Savings Example Disclosure
The savings examples shown above are for illustrative purposes only and are based on hypothetical rate reductions of 1.00%, 1.50%, and 2.00% from an assumed starting rate. These examples are intended to demonstrate how changes in interest rates may affect monthly payments and total interest paid over the life of an auto loan. They do not represent actual rates or offers available from Centra Credit Union. Your actual rate, term, and savings will depend on your individual credit profile and loan details.
What could you do with an extra $1,000?
Want to calculate how much you could save?
Head over to our auto refinance calculator to find out!
Refinance your ride with Centra, and you could get:
- An interest rate as low as 3.49% APR1 con pago automático desde una cuenta corriente Centra
- Sin pago durante 90 días2
- Un pago en metálico3
This limited-time offer won’t last long!
Solicite un préstamo hoy mismo
Contact us, or make an appointment that works with your schedule.
This “prescreened” offer of credit is based on information in your credit report indicating that you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, call TransUnion at 1-888-567-8688 or visit the website at www.optoutprescreen.com; or write TransUnion Opt Out Request, PO Box 505, Woodlyn, PA 19094-0505.
- APR=Annual Percentage Rate. Automatic payments qualify for a 0.25% rate discount, which may result in rates as low as 3.49% APR. Automatic payments from a Centra account are not required to receive an auto loan through Centra. This offer is available for auto and motorcycles. Refinanced loans must be a new loan to Centra OR Centra loan payoffs with a minimum $2,500 new money required and six months payment history verified by existing contract. Person-to-person purchases and dealership purchases funded directly through Centra are also eligible. Indirect auto loans originated through a dealership are not eligible. No other offers, coupons, or discounts apply. This offer is valid for applications taken from March 2, 2026, through June 30, 2026, with loan closings required by July 15, 2026. Interest accrues beginning the first day the loan closes. Your repayment term begins when your first payment is due. All loans subject to credit approval. Rate will vary by the term of the loan, your credit score, age of vehicle, etc. Rates are subject to change without notice.
- Existe la posibilidad de aplazar los pagos hasta 90 días. Esta oferta no se aplica automáticamente.
- Cash pay-out is subject to credit approval. Pay-out is calculated before add-ons, such as GAP, debt protection, or extended service contracts.
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