At Centra Credit Union, we provide a full range of personal and business financial services to meet your financial goals and needs. You are our focus, and we continually strive to bring you exceptional value.

Our Promise

Centered Around You: that’s the Centra promise. It’s about the relationships we have with our members and the fact that our members are the reason for everything we do. It’s about saving you money with lower fees, market-leading deposit rates, and low auto and home loan rates. It’s about giving you more options and helping you be better informed. It’s the difference you experience every day as a Centra member.

Centra Today

We’re proud of growing with you and for you!

  • Members: 130,000
  • Assets: more than $1.2 billion
  • Employees: more than 300
  • Headquarters: Columbus, IN
  • Locations: 22 locations serving communities in Indiana, New York, and North Carolina

Our History

Nearly 77 years ago, our credit union got its start in Columbus, IN, when 8 employees of the Cummins Engine Company founded the Cummins Employees Federal Credit Union. Their goal: to identify a source of low-cost credit and a convenient place to save their hard-earned money. At their first organizational meeting, these employees set Credit Union policies such as a maximum deposit of $7.50 per week and an unsecured loan limit of $25. A charter was granted to the Credit Union on October 31, 1940.

In 1995, we changed our name to Centra Federal Credit Union to reflect our organization’s growth and diversity. The credit union became state-chartered in 1997 and is known today as Centra Credit Union.

What Membership Means

We’re a not-for-profit financial institution, which means our profits go back to you, our members, in the form of new services, better rates, and lower fees. When you open an account at Centra, you become one of the owners of the Credit Union.

Become a Member

Become a Centra member today! Contact us at 800-232-3642 or visit your local Centra branch.