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If you operate a medium to large business with higher monthly transactions, then a Select Business Checking account from Centra is a great fit. This account still gives you the benefit of free convenience services, but supports your higher business volume.


  • 750 free monthly transactions¹ (additional transactions: $0.25 each)
  • No monthly maintenance fee if you maintain an average daily balance of $10,000 or more (otherwise monthly fee is $15)
  • Minimum opening deposit: $100

Available Services

  • MasterCard® debit card
  • Online Banking
  • Mobile Banking
  • Stop Payments
  • Book Transfers
  • Business Bill Pay
  • Wire Origination²
  • ACH Origination²

Open your Select Business Checking account

If you aren’t a Centra member yet, we’ll open a Centra savings account with a minimum $25 deposit at the same time as you open your business checking account. This is your ownership deposit with Centra.

*Transactions are defined as any ACH origination, ACH credit or debit, deposited items, paid items, Debit Card credit or debit, POS debit or credit, Payroll Deposit, Shared Branch deposit or withdrawal, or teller assisted transactions. 2. Wire and ACH origination services must be approved in advance by Centra Credit Union.