Online Banking

Don’t get caught without funds when you need them most. Save yourself from the embarrassment and burden of nonsufficient funds with overdraft protection.  
 
Centra Credit Union offers several overdraft protection options: 

  • Courtesy Pay*. Cover shortages with your checking account that may otherwise lead to declined transactions. Courtesy Pay is subject to a fee of $26 per instance,  which is less than the NSF charge, with a $78 daily maximum charge.

  • Home Equity Line of Credit. No cost to transfer. Subject to credit approval. Standard finance charges apply to loan balances.

  • LoanLiner Loan. No cost to transfer. Subject to credit approval. Standard finance charges apply to loan balances.

  • Savings and Money Market Account Transfers. Each transfer is just $0.50.
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    Sign up for overdraft protection today. Contact Centra or visit your local Centra office for more information. 
     
    *Opportunity Accounts not eligible for Courtesy Pay. 


    NCUA
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