Taking care of business is easy when you choose one of Centra’s Business Checking accounts.

Centra’s Commercial Banking team takes the time to get to know you and your business personally. The better we know your business, the better we can work with you to help you choose the right checking account. And because we know how much you put into your business, we help you save both time and money with free services whenever possible.

We offer the following Business Checking Accounts:

 Community checkingSmall business checkingSelect business checking
Description400 FREE monthly transactions¹ with $0.20 per transaction thereafter500 FREE monthly transactions¹ with $0.30 per transaction thereafter750 FREE monthly transactions¹ with $0.25 per transaction thereafter
Monthly FeeNo monthly feeNo monthly fee$15, fee is waived if Average Daily Balance is minimum of $10,000
Minimum Deposit$50$100$100
Best ForNot-for-profit organizations, churches, or other associationsSmall and growing businessesBusinesses that maintain a higher average balance and higher volume of transactions
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All Centra Business Checking Accounts come with online & mobile banking, BillPayer², electronic statements, email alerts, a free MasterCard® Debit Card, and online check images.

Does your business require wire and ACH origination? Let us know, and we can provide those services³.

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1. Transactions are defined as any ACH origination, ACH credit or debit, deposited items, paid items, Debit Card credit or debit, POS debit or credit, Payroll Deposit, Shared Branch deposit or withdrawal and teller assisted transactions. 2. BillPayer is free if at least one (1) bill is paid during a 30-day period. If not, a $4.95 charge is applied. 3. Wire and ACH origination services must be approved in advance by Centra Credit Union.