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The COVID-19 pandemic has created difficult financial situations for many of our Members. We’re here to help. Centra is focusing on doing everything we can to ease the financial burden on Members who have been adversely impacted by reduced work hours, temporary closings, and other challenges. 

Member Relief Loan

8.99% APR* – Fixed Rate

Borrow up to $2,000 with no payments due for the first six months. You can choose a loan term up to 36 months.

Please note: We are currently receiving a high volume of loan applications. We will process your application as soon as possible.

Defer Loan Payments

If you’re worried about making your next payment on a Centra loan, we have multiple payment deferral options with no service charges. These options are available on the following types of loans:

  • Auto loans
  • Boat loans
  • RV loans
  • Motorcycle loans
  • Unsecured loans
  • LoanLiners

Please call us to discuss additional options.


Overdraft Fees

We are waiving the $0.50 fee for overdraft transfers from savings accounts until further notice. This does not apply to NSF or Courtesy Pay fees.

Involuntary Unemployment Insurance Assistance

If you’ve taken advantage of the Involuntary Unemployment Insurance option on your loan, we’re ready to help you file claims and use this protection.

LoanLiners and Credit Cards

These lines of credit are always available to you. Please contact us to discuss modifications to your current line of credit.

*Annual Percentage Rate. All loans are subject to credit approval. This limited time offer is effective as of 3/20/20 and is subject to change at any time without notice. Payment example: $2,000 unsecured loan with an Annual Percentage Rate (APR) of 8.99% for 36 months would have a monthly payment of $63.59.