Set up Direct Deposit. Earn a $25 Bonus.

Convenience is key in today’s world, and that includes getting paid! With direct deposit, you can sit back and relax while your money gets automatically deposited into your account each payday!

Direct deposit gives you:

  • More convenient access to your money.
  • Easy control over where your money is deposited.
  • Peace of mind knowing your check won’t get lost or stolen.

Know what makes setting up direct deposit even better? Extra cash! You could earn a $25 bonus to your Member Loyalty Account (MLA) when you set up direct deposit!¹

An easier way to get paid

Setting up direct deposit should be as easy as providing Centra’s routing number (274972883) and your Centra account number to your employer, but some employers may require documentation to set up direct deposit. You can always call us or visit a Centra location if you have questions. We’re happy to help!


Get paid early with Centra!

Switch your direct deposit to Centra and get paid up to one day² early. Plus, get notified when your paycheck is available with account alerts in digital banking! Direct deposits to any Centra checking or savings account are eligible.

Already have direct deposit somewhere else?

Make the switch easy with ClickSWITCH

Switching your direct deposit to Centra is easy with ClickSWITCH! Just like the name, ClickSWITCH moves everything over in just a few clicks.

Learn more

1. $25 direct deposit bonus is only available on existing personal checking accounts that have been open for at least 90 days with zero direct deposits in the past 6 months. To earn the $25 bonus, you must receive at least one new qualifying direct deposit into your checking account between 10/2/2023 and 12/30/2023. A qualifying direct deposit is a recurring direct deposit of a paycheck, pension or other regular monthly income (including Social Security) electronically deposited into your checking account per statement cycle. Personal transfers or deposits made at a branch, online or ATM/ITM do not qualify. Person-to-person payments (such as Zelle, Venmo or PayPal) are not considered direct deposits. If the requirements are met and the account remains open and in good standing, the $25 bonus will be deposited into your Member Loyalty Account on or around the 5th day of the month following your direct deposit. Offer limited to one $25 bonus per individual taxpayer identification number. All earned bonuses are considered interest and will be reported on IRS form 1099-INT. Centra Credit Union reserves the right to modify or cancel the terms of this offer at any time without prior notice.

2. Early access to money from a direct deposit depends on when the payer submits the payment file. Centra generally makes your direct deposit available on the day the payment file is received, which may be one day earlier than the scheduled payment date.