Online Banking

You never stop growing. Your money shouldn’t, either. Whether you need short-term returns or long-term investments, Centra Credit Union can help your money grow with a Certificate or Individual Retirement Account.  
 
Certificates - Rates 
Competitive dividends. Guaranteed security. What’s not to like? Certificates are fixed-rate, fixed-term investment accounts. Centra offers certificates in a variety of terms, some with minimum deposits as low as $500: 
 
  • Seven-day Certificate. Get a higher return on your savings while keeping funds liquid. $25,000 minimum deposit required.

  • Freedom 18-month Certificate. Build the value of your certificate through unlimited deposits while still maintaining a great interest rate.

  • Investor’s Certificates. Enjoy a great return on certificates from three to 13 months. Minimum $5,000 deposit.

  • Did You know? 
    You can open up a new 10 Month, 13 Month, 24 Month, or 4 Year Certificate directly in CentraLink Online Banking? It's easy, just select Open a Sub-Account under the Access Accounts menu. 
     
    Individual Retirement Accounts  
    Centra members - Open an IRA account - Manage your current IRA account 
    Whether you need money for retirement or education, Centra has investment options to help your money grow, including: 

  • Traditional IRAs
  • Roth IRAs
  • Coverdell Education Savings Accounts (Education IRAs)

  • For 2013, the maximum you can contribute to all of your Traditional and Roth IRAs is the smaller of: 
     
  • $5,500 ($6,500 if you're age 50 or older), or
  • your taxable compensation for the year.
  •  
    Get more information about retirement accounts. To open a share certificate or individual retirement account, contact Centra or visit your local Centra office today. 
     
     
     


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