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$25 or more on your monthly Auto payment when you bring your loan to Centra*. 
No Closing Costs – Period. Guaranteed. 
 
You dream about buying a car. And with Centra Credit Union, you can. Whether you need a car loan or auto loan refinancing, you can get behind the wheel for a low rate auto loan with Centra Credit Union's flexible vehicle financing options. 
 
Auto Center 
Get “Before You Go” pricing on new and used cars from our partner, CarQuotes.com. You'll also find expert reviews, side-by-side comparisons and other research tools to help you find the perfect vehicle.  
 
Protect Your Auto Loan from the Unexpected 
Centra offers several auto loan protection options:  
 
  • Centra Debt Protection Program This voluntary loan-payment protection program provides relief from the financial burden of delinquency, default or foreclosure if a protected life event happens. Protected life events include: Loss of life, Disability, or Involuntary unemployment. More info

  • Guaranteed Auto Protection (GAP) As your vehicle’s value declines, your loan balance may become higher than your vehicle’s value. This program protects you against financial loss and liability when financing a new or used vehicle.
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    Get on the road to a new car. Apply for an auto loan online or by contacting Centra or visiting your local Centra office today. 
     
    *All loans subject to credit approval.  Normal underwriting guidelines apply.  Minimum loan amount is $7,500, and must be a new loan to Centra Credit Union.  Standard loan terms apply (for applicable model years) plus 6 months.  Rate will vary by the term of the loan and your credit score.  Automatic payment from Centra Credit Union checking account required.  $25 savings assumes no change from current loan balance. 


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