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Rates & Fees | Deposit Rates
Consumer Loan Rates | Mortgage Center | Home Equity Loan Rates | Deposit Rates | Fee Schedule | IRA Center
 Whether you're looking long-term or seeking short-term, Centrasizing is standard. What's Centrasizing? Usually it involves earning one of the biggest deposit rates around - always well above average - no matter which account you choose.
 Printable Deposit Rate Sheet (prints on two sheets of paper)
Dividend rates effective May 8, 2008 through May 14, 2008. Rates are subject to change at any time.
| Product/Term | Dividend Rate | APY | Dividend Rate | APY | | Share Certificates | $1,000 minimum | $100,000 minimum | | 3 months | 1.98% | 2.00% | 2.03% | 2.05% | | 6 months | 2.325% | 2.35% | 2.37% | 2.40% | 3 year medex
| 2.86% | 2.90% | | | | | $25,000 minimum | | | | * 7 Day Certificate | 2.28% | 2.30% | | | | | $ 500 minimum | $100,000 minimum | Freedom 18 month
Only Share Certificate that allows regular deposits! | 2.57% | 2.60% | | | | 12 month | 2.52% | 2.55% | 2.57% | 2.60% | | 18 month | 2.62% | 2.65% | 2.67% | 2.70% | | 24 month | 2.67% | 2.70% | 2.72% | 2.75% | | 30 month | 2.81% | 2.85% | 2.86% | 2.90% | | 3 year | 2.91% | 2.95% | 2.96% | 3.00% | | 4 year | 3.93% | 4.00% | 3.93% | 4.00% | | 5 year | 3.15% | 3.20% | 3.20% | 3.25% | | Investors Certificates | $5,000 minimum | | | | 3 month | 2.13% | 2.15% | | | | * 6 month | 3.20% | 3.25% | | | | 7 month | 2.13% | 2.15% | | | | 7 month w/active Centra Checking Account | 2.37% | 2.40% | | | | 10 month | 2.37% | 2.40% | | | | 1 year | 2.37% | 2.40% | | | | 13 month | 2.37% | 2.40% | | | | * 36 month Flex Rate (also available as an IRA) | 2.86% | 2.90% | | | | IRA Certificates | $500 minimum | | | | * 12 month | 3.20% | 3.25% | | | | 18 month | 2.72% | 2.75% | | | | 2 year | 2.76% | 2.80% | | | | 3 year | 3.01% | 3.05% | | | | * 4 year | 3.93% | 4.00% | | | | 5 year | 3.25% | 3.30% | | | 18 month
Money Market IRA Certificate
The only IRA that allows regular deposits! | 2.67% | 2.70% | | | | | $1, 000 minimum | | | | IRA Subshare | 2.325% | 2.35% | | | | Accounts | Dividend Rate | APY | Balance | | Regular Shares | 0.70% | 0.70% | | | Super Savings | 0.50% | 0.50% | | | Advantage Checking | 0.70% | 0.70% | $1,000 minimum | | Christmas Club | 0.70% | 0.70% | | | Special Shares | 0.70% | 0.70% | | | Vacation Shares | 0.70% | 0.70% | | | Classic Shares | 0.90% | .90% | $0 - $9,999 | | 1.99% | 2.00% | $10,000 - $19,999 | | 2.475% | 2.50% | $20,000 + | | HSA Tiered Checking | 0.00% | 0.00% | $0 - $499 | | .50% | .50% | $500 - $999 | | .75% | .75% | $1,000 - $4,999 | | 1.14% | 1.15% | $5,000 - $14,999 | | 2.13% | 2.15% | $15,000 + | | HSA Money Market Savings | 1.09% | 1.10% | $2,500 - $4,999 | | 2.08% | 2.10% | $5,000 - $9,999 | | 2.37% | 2.40% | $10,000 - $24,999 | | 2.76% | 2.80% | $25,000 - $49,999 | | 2.86% | 2.90% | $50,000 + | | Premium Money Market Savings | 1.14% | 1.15% | $1,000 - $9,999 | | 2.08% | 2.10% | $10,000 - $24,999 | | 2.47% | 2.50% | $25,000 - $49,999 | | 2.67% | 2.70% | $50,000 + | | Premium Money Market Checking | .75% | .75% | $1,000 - $9,999 | | 1.00% | 1.00% | $10,000 - $24,999 | | 1.49% | 1.50% | $25,000 - $49,999 | | 1.69% | 1.70% | $50,000 + | | Business Shares | .70% | .70% | | | Business Premium Money Market Savings | 1.24% | 1.25% | $7,500 - $24,999 | | 1.98% | 2.00% | $25,000 - $49,999 | | 2.18% | 2.20% | $50,000 - $249,999 | | 2.47% | 2.50% | $250,000 - $499,999 | | 2.67% | 2.70% | $500,000 - $999,999 | | 2.86% | 2.90% | $1,000,000 + | APY = Annual Percentage Yield. APY assumes all principle and dividends remain on deposit for the entire term. Dividend rate on non-term products may change after account is opened. Fees could reduce earnings on the account. Penalty will be assessed for early withdrawal of certificates.
* Denotes Rate Specials |
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