Centra Credit Union

Auto Loans | Payment Protection

Lease Alternative Program (LAP) | Guaranteed Auto Protection (GAP) | Payment Protection | Consumer Loan Rates

Centra offers two types of payment protection: Credit Life and Credit Disability.

Credit Life insurance is designed to pay off or reduce your loan if you (the borrower) die. Credit Disability insurance is designed to take over the loan payments if you become disabled.

These coverages help protect your credit rating - and your family's peace of mind - by making sure your loan won't end up in default if these events occur.

During the process of taking a loan, you'll be given a chance to enroll in these payment protection programs and be informed of the cost. If you want payment protection, your insurance will become effective as soon as your loan is finalized and the first premium is paid. For convenience, your premiums are included in your loan payments.

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Your savings federally insured to at least $100,000 by the National Credit Union Administration, a US Government Agency, and backed by the full faith and credit of the United States Government. In addition, Centra members are protected to an additional $250,000 by Excess Share Insurance.

We do business in accordance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act. Centra Credit Union is an Equal Housing/Equal Opportunity Lender.

Five Star Rating Awarded September 2007 - Independently Rated and Recommended by Bauer Financial, Inc.