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Deposit Accounts | Club/Special Savings

Club/Special Savings | Checking | Premium Money Market | Share Certificates | IRAs

Quarters the Bear (kids) |Classic Plus (seniors)


Centra has developed accounts to help you plan for specific events or occasions, such as Christmas, vacations, or other personal goals.

  • Dividends accrue daily and are paid quarterly.
  • Competitive dividend rates.
  • There are no fees associated with this account.
  • Account access is limited - the account cannot be accessed through an ATM.

Any member who has an existing share account with a minimum balance of $5.00 may apply.

Benefits:

  • Assists members in achieving savings goals.
  • There are no restrictions on withdrawals.
  • Convenience of having a Christmas Club check mailed to you or having those funds automatically transferred to your savings/checking account the last week of October each year.
  • Can be set up on payroll deduction.
  • Share accounts are insured up to $100,000 by the National Credit Union Administration, an independent agency of the United States Government, plus an additional $250,000 by Excess Share Insurance, for a total of $350,000 deposit insurance.

How to Open a Club/Special Savings Account

These accounts would be subshare savings accounts and do not require a special signature card. They can be opened in person, by telephone, or by mail. Simply contact a branch service representative at the nearest branch or contact our Member Call Center via telephone toll free at 1-800-232-3642 or by sending an email to memberservices@centra.org.

The e-mail link(s) provided are not transmitted via a secure domain and confidential information such as passwords, Social Security numbers, account numbers, etc., should NOT be included in your correspondence.

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Your savings federally insured to at least $100,000 by the National Credit Union Administration, a US Government Agency, and backed by the full faith and credit of the United States Government. In addition, Centra members are protected to an additional $250,000 by Excess Share Insurance.

We do business in accordance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act. Centra Credit Union is an Equal Housing/Equal Opportunity Lender.

Five Star Rating Awarded September 2007 - Independently Rated and Recommended by Bauer Financial, Inc.