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Deposit Accounts | Checking

Club/Special Savings | Checking | Premium Money Market | Share Certificates | IRAs

Switch to Centra Now - Online Switch KitQuarters the Bear (kids) |Classic Plus (seniors)

Independent people need ways to purchase without carrying a lot of cash. Thankfully, Centra Credit Union is there to help. Centra provides checking accounts that are tailored to meet the demands of its members. All accounts are hassle free - no monthly service or check processing fees*.

Whether it's your house payment or a yearly shopping spree, Centra checking accounts give you real purchasing power. Most importantly, they give you the power of independence.

Write checks at will or access your balance at any Centra Credit Union branch, CentraPhone, or CentraLink. Funds can be accessed 24 hours a day via your checking account ATM/Debit Card.

All accounts have the option of direct deposit and/or automatic payment deduction and offer overdraft protection. Monthly statements are "user-friendly" to help members manage their balances.

With Centra, the power of independent purchasing is at your fingertips.

All Checking Accounts

  • Five Overdraft Protection Options, Including Courtesy Pay
  • ATM/Debit Card

Regular Checking

For Members who need the ability to spend without having to maintain a minimum balance, Centra's Regular Checking Account is offered. With this account, Members can take advantage of:

  • No monthly service fees
  • Unlimited check writing
  • 24 hour ATM/Debit access
  • Overdraft protection.

Centra wants to make sure the advantages of being a Member work for you on a daily basis.

Advantage Checking

Centra's Advantage Checking Account allows members who maintain a balance of $1,000* or more in their account to receive dividends on their daily cash flow. Centra offers

  • Competitive dividend rates
  • Daily accrual
  • Quarterly account payment.
  • Centra gives you the ability to make your money work for you.

*A service fee of $3.00 will apply should your account fall below the minimum balance requirement of $1,000 for the Advantage Checking Account.

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Your savings federally insured to at least $100,000 by the National Credit Union Administration, a US Government Agency, and backed by the full faith and credit of the United States Government. In addition, Centra members are protected to an additional $250,000 by Excess Share Insurance.

We do business in accordance with the Federal Fair Housing Laws and the Equal Credit Opportunity Act. Centra Credit Union is an Equal Housing/Equal Opportunity Lender.

Five Star Rating Awarded September 2007 - Independently Rated and Recommended by Bauer Financial, Inc.